Navigating health insurance alone is complicated. Our network of licensed Arizona brokers does the work for you — comparing plans, explaining your options, and finding coverage that fits your life and your budget.
Free, no-obligation — a licensed Arizona agent will reach out within one business day.
A licensed Arizona broker will contact you within one business day. Your information is never sold. No cost, no obligation.
Why Use a Broker
Arizona residents have access to dozens of health plans across multiple carriers — but understanding which plan actually fits your situation takes expertise that a website alone can't provide.
Arizona uses the federal healthcare.gov marketplace, which means Affordable Care Act (ACA) plan selection, subsidy calculations, and enrollment windows all follow federal rules — but the carriers operating in Arizona, the plan networks, and the local provider relationships are unique to this state.
For Medicare-eligible Arizonans, the landscape is especially active. Carriers like UnitedHealthcare, Humana, Blue Cross Blue Shield of Arizona, and Aetna all compete aggressively in the Phoenix and Tucson markets, with plan structures that change every year. A broker who specializes in Arizona Medicare can save you thousands annually by matching you with the right plan.
For self-employed Arizonans — a large and growing segment in the Phoenix metro and beyond — understanding how ACA subsidies interact with business income is critical to getting the coverage you need without overpaying. A licensed broker navigates that math for you.
Brokers are licensed to represent multiple carriers, so they compare plans across the market rather than pushing one company's products.
An experienced broker ensures you're capturing every tax credit and subsidy you qualify for under the ACA — money many Arizonans leave on the table.
Brokers handle the enrollment paperwork, verify your coverage is active, and are there when questions come up — not just at signup.
Brokers are compensated by insurance carriers, never by you. The advice, comparison, and enrollment support costs you nothing.
Coverage Types
Our broker network covers the full spectrum of health and life insurance products available to Arizona individuals, families, and businesses.
ACA marketplace plans through healthcare.gov, including Bronze, Silver, Gold, and Platinum tiers. Premium tax credits available for most Arizona families.
Most PopularArizona has one of the most competitive Medicare Advantage markets in the country. Compare plans from BCBS AZ, Humana, UnitedHealthcare, and more.
High DemandAffordable group health insurance for Arizona small businesses. Attract and retain employees with competitive benefits, even as a small employer.
All SizesTerm, whole, and universal life insurance for Arizona families and business owners. Final expense and burial insurance also available.
All AgesStandalone dental and vision plans for individuals and families not covered through an employer. Add-on options available with most health plans.
Add-On AvailableCritical illness, accident, short-term disability, and hospital indemnity plans that fill the gaps left by primary health coverage.
Gap CoverageThe Process
Getting matched with a licensed Arizona health broker takes minutes. Here's what happens after you submit your information.
Fill out the short form above. Coverage type, location, and contact info is all we need to get started.
We connect you with a licensed Arizona broker who specializes in your coverage type and region.
Your broker contacts you within one business day, learns your situation, and compares plans across the market on your behalf.
Your broker handles enrollment, confirms your coverage is active, and remains your point of contact going forward.
Arizona Coverage Guide
Arizona's health insurance market has unique characteristics that make local broker expertise especially valuable.
Arizona operates through the federal healthcare.gov marketplace rather than a state-run exchange. Open enrollment runs from November 1 through January 15 each year, with coverage starting January 1 for plans selected before December 15. Special Enrollment Periods are available for qualifying life events like job loss, marriage, or the birth of a child.
Arizona expanded Medicaid under the ACA through its AHCCCS (Arizona Health Care Cost Containment System) program. Arizonans with household income up to 138% of the federal poverty level may qualify for AHCCCS coverage, which interacts directly with marketplace plan eligibility and subsidy calculations.
The retirement population in communities like Sun City, Sun City West, Green Valley, and Scottsdale makes Arizona one of the most competitive Medicare Advantage markets in the Southwest. Carriers enter and exit the market each year, and plan benefits change annually — making annual broker review especially valuable for Medicare-eligible Arizonans.
Arizona's largest market — highly competitive ACA and employer group plans across Maricopa County.
Strong individual market with bilingual broker options and proximity to the border region.
Specialized Medicare and Medicare Advantage expertise for Arizona's active retirement communities.
High-income market with premium plan options, executive benefits, and small business group coverage.
Rural coverage expertise — plan networks in northern Arizona require specialized broker knowledge.
We cover all 15 Arizona counties, including rural and frontier areas with limited carrier options.
What Arizonans Say
"I had no idea I qualified for a subsidy. My broker found me a Silver plan for less than $80 a month. I'd been uninsured for two years because I thought I couldn't afford it."
"Turning 65 in Arizona felt overwhelming with all the Medicare plan options. My broker walked me through everything, compared six plans, and I ended up saving over $1,400 a year."
"As a small business owner with eight employees, I needed group coverage but didn't know where to start. Our broker had us set up with a solid plan in under two weeks."
A licensed Arizona broker is ready to compare plans, explain your options, and get you covered — at no cost to you.
Connect With a Broker Today →